Tag Archives: Phillip J Cannella III

Phil Cannella: Build Your Retirement On A Strong Foundation!

For almost 40 years, Phil Cannella has been teaching everyday Americans that when it comes to your retirement, you don’t want to take chances. You don’t want volatility, you want stability. You want guarantees and peace of mind. That’s why, as Phil Cannella and his co-host Joann Small pointed out on a recent edition of The Crash Proof Retirement Show, the choice is simple—avoid risk investments, and the industry that houses them, like the plague in your retirement years. “The Crash Proof Retirement System does not Read More +

Phil Cannella: Greece Situation Could Trigger Financial Domino Effect

Crash Proof Retirement Show: How Does Greece Affect Our Economy? On the most recent edition of The Crash Proof Retirement Show, Phil Cannella and Joann Small discussed the ongoing debt crisis in Greece, and what it could mean to world economies in the future. By now, everyone knows the people of Greece have voted ‘no’ in a referendum on whether or not to accept the bailout terms offered by the European Union and other members of the Eurozone. Previously, the leaders of other European nations Read More +

Phil Cannella Creates A Crash Proof Retirement For Shirley White

The Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people to secure their retirement futures. Today, we focus the Crash Proof Retirement spotlight on Shirley White, a retired nurse from Blue Bell, PA. Shirley came to Crash Proof Retirement after listening to The Crash Proof Retirement Show, heard weekly on 1210 AM WPHT each Saturday and Sunday. “I liked what they said about double-digit returns—[the possibility for] 14, 16 percent returns,” said Shirley. Shirley described herself as a natural risk-taker when Read More +

Phil Cannella Turns A Zero Into A Hero

Phil Cannella educates investors around the tri-state area on how to avoid losses in or near retirement. At Crash Proof Retirement educational events, Phil Cannella addresses standing-room only crowds with this surprising question: “Who would have loved to earn 0% in 2008?” Sounds crazy, right? Why would anybody be happy with making 0%? But when the subprime mortgage industry started to struggle in 2007, the memory of the stock market crash earlier that decade was still fresh in Phil Cannella’s mind. It had led him Read More +

Phil Cannella and Joann Small Welcome Barbara Roper

Top Consumer Advocate Featured On Crash Proof Retirement Show This past week on The Crash Proof Retirement Show, Phil Cannella had the opportunity to interview Barbara Roper, the Director of Investor Protection for the Consumer Federation of America. Ms. Roper’s appearance on The Crash Proof Retirement Show was a natural fit, as she has spent her career thoroughly dedicated to consumer advocacy causes, including those that benefit older Americans and specifically, people in or near retirement as a member of AARP’s “Money-After-50” program. As the Read More +

Phil Cannella Provides A Crash Proof Retirement For Local Consumers

Crash Proof Retirement Consumers: Joyce and Vince Natale Phil Cannella is the founder of The Crash Proof Retirement System, which has helped thousands of people to secure their retirement futures. Vince and Joyce Natale of Havertown, Pa. learned about the System first-hand when they became Crash proof in 2010 Background The Natales’ story is a common one in this generation of retirees. Frightened by the crash of 2008, Joyce and Vince were faced with the prospect of preparing for retirement—but were unwilling to accept the inherent risks Read More +

Phil Cannella Educates Crash Proof Retirement Show Listeners

Phil Cannella and co-host Joann Small educate listeners each week on The Crash Proof Retirement Show. This week’s lesson was on the risky bond environment, something creditors for the city of Chicago know all too well. Research from Retirement Media Inc. found that Moody’s, a leading provider of credit ratings, research, and risk analysis, has downgraded the credit rating of America’s 3rd-largest city to junk-bond levels. Moody’s rating system, which grades bonds from Aaa to C, makes a distinction between investment-grade and junk level bonds Read More +

Phil Cannella Pays Tribute to Women Everywhere For Mother’s Day

Phil Cannella and Joann Small are proud of making The Crash Proof Retirement Show the top consumer advocacy program in the region for people in retirement. So it’s no surprise that Phil and Joann spent Saturday’s show paying tribute to a very special portion of the listening audience. “It was a very wise man who once said, ‘God can’t be everywhere; therefore, let there be moms!’” said Phil Cannella. With everything our mothers do for us throughout our lifetimes, we all want to see them enjoy their Read More +

Phil Cannella’s Three Questions To Ask Any Retirement Expert

On last week’s Crash Proof Retirement Show, Phil Cannella and co-host Joann Small had some very important advice for their listeners. Phil and Joann accomplish their goals of educating consumers in or near retirement not only through The Crash Proof Retirement Show, but through educational events around the Philadelphia region and by hosting consumers each and every day at their headquarters in King of Prussia, Pa. Last week, Phil Cannella highlighted the three things that any consumer in or near retirement must consider when making Read More +

Phil Cannella Creates A Crash Proof Masterpiece

What makes Phil Cannella’s Crash Proof Retirement System special? Phil Cannella says the secret lies in the carefully crafted, finely-tuned arrangement of Crash Proof vehicles. Each individual’s specific Crash Proof Retirement plan is comprised of multiple financial vehicles that, when placed together in the Crash Proof Retirement melting pot, yields a well-protected, risk-proof nest egg. “The best way I can explain it is to compare it to a symphony orchestra,” explained Cannella. “Like musical instruments, all financial instruments have principles that they will follow to Read More +

Phil Cannella Comes to the Aid of Hurricane Sandy Victims – Phil Cannella Media

Phil Cannella made a meaningful contribution Phil Cannella – Phillip Cannella Media: Phil Cannella, made a strong and meaningful contribution to the victims of Hurricane Sandy. The physical and emotional devastation that natural disasters can bring about is very, very, very alarming. We’ve all seen this all too often and Phil Cannella has witnessed many himself in his very colorful life. Phil Cannella made a sizable donation It is for the betterment of the people around him that Phil Cannella decided to make a sizable donation Read More +

Phil Cannella Explains Asset Based Long Term Care – Phil Cannella Blog

Phil Cannella explains insurance coverage Phil Cannella – Phillip Cannella Blog: Phil Cannella explains that there are other ways to provide for long term care insurance coverage other than the traditional monthly or annual premiums that some are not too fond of. Phil Cannella factors in long term care as a crucial element As Phil Cannella explains it: “There’s a life insurance instrument called asset based long term care coverage (LTC) that provides the money you may need to cover medical care and assisted living Read More +

Phil Cannella Says Don’t Deplete Your Nest egg – Phil Cannella News

Phil Cannella warns to watch for life events Phil Cannella – Phillip Cannella News: Phil Cannella warns us to watch out for life events that may deplete out nest egg unexpectedly and he tells us to protect ourselves against such circumstances happening to us. What Phil Cannella is warning us about is the need for some form of long term care as one ages and the costs inherent with such care can be too much for 99% of our civilization to easily deal with. Phil Cannella Read More +

Phil Cannella Demands an End to Insider Trading – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella is not one to sit quietly while unscrupulous individuals take advantage of the everyday investor for their own profit. Exposing this type of behavior has become a vocal point for his Crash Proof Retirement™ program for the very purpose of bringing the truth to the American retiree. An excellent case in point is one that Phil Cannella points to as occurring too often: Insider Trading. What exactly is “Insider Trading” though? It could be defined very simply as Read More +

Phil Cannella Says “Plan for Longevity” – Phil Cannella Blog

Phil Cannella – Phillip Cannella Blog: Phil Cannella makes a very good point that if we only knew how long we were going to live, in other words if we knew when we would die we would certainly be able to plan out financial futures far better. Alas, that is just not possible. Phil Cannella explains that predictions can be made on a large group based on the laws of averages, but how do those averages relate to you. Phil Cannella points out that you could Read More +

Phil Cannella explains the Rule of 100 – Phil Cannella News

Phil Cannella – Phillip Cannella News: Phil Cannella examines a fundamental principle of the financial industry which is popularly known as the rule of 100. This is quite a simple rule really, that is based on the premise of how much risk an individual should be invested in and it gives you a good yardstick to follow. For more than 70 years as Phil Cannella explains, this guideline has been used and followed and has worked time and time again. The way it works is that Read More +

Phil Cannella Offers You a Safe Retirement – Phil Cannella News

Phil Cannella developes distinctive system Phil Cannella – Phillip Cannella News: Phil Cannella has developed a very distinctive system that enables anyone, who takes the time to get educated on his system to “crash proof” their investment accounts. All over the map you will hear about people offering risk-free retirement or safe retirement solutions or a variety of means to protect and preserve your nest egg. The question is, can all these people who claim they can do so, really and truly do so. Well, Phil Cannella Read More +

Phillip Cannella Blog: Phil Cannella Believes in Wealth Preservation

Phil Cannella – Phillip Cannella Blog: Phil Cannella poses an interesting question: If you were to venture on a journey through the mountains, over rough terrain, across the dessert, what sort of vehicle would you choose? You might say a Mercedes or a BMW or a Hummer! Really, what you would want is a safe, secure vehicle that can handle the designated journey ahead. Phil Cannella makes the analogy that your progress through life and specifically retirement requires vehicles where you keep your money or grow your Read More +

Phillip Cannella News: Phil Cannella Discusses Reverse Mortgages and Long Term Care

Phil Cannella – Phillip Cannella News: Phil Cannella has worked in the field of retirement for almost 40 years now. His focus was initially with the concerns of people as they age and require nursing home care, home health care or some form of long term care. Phil Cannella became a leading pioneer in long term care insurance and thereby helped thousands. As with so many things Phil Cannella tackles, he looks at them as a true professional and made it his business to understand a problem Read More +

Phillip Cannella Media: Phil Cannella Clarifies Who a Reverse Mortgage is Appropriate For

Phil Cannella – Phillip Cannella Media: Phil Cannella doesn’t think a reverse mortgage is right for everyone. On the contrary, Phil Cannella makes it very clear that each individual’s or families’ situation is different and varied and one must take a look at each by their own merits and determine what is right for the person or couple one is sitting in front of. Where a reverse mortgage is often right, as Phil Cannella explains, is with retirees who in many cases don’t have massive IRA accounts; Read More +

Phillip Cannella News: Phil Cannella Says Interest Bearing Investments = Protection in Retired Years

Phil Cannella – Phillip Cannella News: Phil Cannella explains that when we talk about fixed investments, the word “fixed” applies to your principal; you can’t ever lose it.  This is very different from fixed income, so it’s imperative that you recognize the distinction.  Phil Cannella goes on to say: “Fixed income generally refers to bond instruments, which are securities wherein your income is fixed but your principal remains subject to rising and falling interest rates.  As we have seen in the media, interest rates are extremely volatile Read More +

Phillip Cannella Media: Phil Cannella Details the Fixed Investment Advantage

Phil Cannella – Phillip Cannella Media: Phil Cannella has looked at the advantages of fixed investment vehicles for seniors and sheds some piercing insight as to why these are right for people in retirement. As Phil Cannella puts it: “The most advantageous financial instruments for people in retired years are fixed investments.  This is in part because of their safe positions away from the stock market.  When you own products from a premier class of fixed annuities, you’re protected against loss of principal and aren’t subject to Read More +

Phillip Cannella Blog: Phil Cannella Looks at the Accumulation Phase and the Retirement Phase of Life

Phil Cannella – Phillip Cannella Blog: Phil Cannella, a true expert on retirement planning, and a man who has helped thousands of seniors lead a more secure and safe retirement by protecting their assets against market crashes, has looked at the differences between the accumulation phase of life and the retirement phase of life. Phil Cannella makes a point that in the Accumulation Phase when you work and sacrifice, save and invest, diversification is the name of the game.  You really only have one major goal Read More +

Phillip Cannella News: Phil Cannella Explains Where a “Roth IRA” Gets Its Name From

Phil Cannella – Phillip Cannella News: Phil Cannella, being a well-educated financial advisor, has studied IRA laws in depth including the differences, advantages and disadvantages alike between the Traditional IRA and the Roth IRA. Phil Cannella is a vocal proponent of Roth IRAs for the simple fact that once the taxes are paid on the monies, the account can grow tax-free and you will never face another penny of taxes on the principal or interest gained. The word “Roth” seems a little clumsy and Phil Cannella Read More +

Phillip Cannella Media: Phil Cannella Comments on the Benefits of a Roth IRA

Phil Cannella – Phillip Cannella Media: Phil Cannella is well versed in IRA regulations and the laws imposed by the IRS relating to retirement accounts and their tax favored status. Most people are well aware that a traditional IRA lets you grow your money on a tax-deferred basis which means that you don’t have to pay taxes on the monies you put into the IRA nor on its growth as long as the money sits in the IRA. As Phil Cannella explains, once you start taking distributions Read More +

Phillip Cannella Blog: Phil Cannella Speaks on the Prospect of Higher Taxes

Phil Cannella – Phillip Cannella Blog: Phil Cannella, a retirement specialist, focuses on helping those in their retired years lead a successful and comfortable retirement. Phil Cannella does this through expert guidance with an individuals or family’s finances. One of the issues Phil Cannella has with retirement is that social security, which is professed to be there to provide for people once they hit the age of 65, will not have sufficient resources to last another 10 – 20 years unless taxes are increased or government Read More +

Phillip Cannella Blog: Phil Cannella Talks Frankly with the Inspector General About the Security of his Job

Phil Cannella – Phillip Cannella Blog: Phil Cannella expresses empathy in regards to some of the difficulties that come along with being Inspector General of the Securities and Exchange Commission in this short clip taken from his two-hour interview with H. David Kotz. Recognizing that Kotz has a burning desire to find the truth, Phil Cannella asks if he ever worries about getting so close to the truth that he might lose his job, a valid fear for someone in his position. While Kotz doesn’t deny the Read More +

Phillip Cannella Media: Phil Cannella’s Tips for Living Without Taxes During Retirement

Phil Cannella – Phillip Cannella Media: Phil Cannella proves time and time again that it really is possible to live out your golden years comfortably, receiving a steady income that allows you to maintain the lifestyle you are used to without handing over a large part of it to the IRS. The problem is that living without taxes during your retirement years requires specialized strategies that are only known about by retirement specialists. Phil Cannella’s Steps to Living Tax-Free During Retirement: 1)    Team up with a retirement Read More +

Phillip Cannella Blog: IRA Distribution Mode, an Exit Strategy Revealed by Phil Cannella

Phil Cannella – Phillip Cannella Blog: Phil Cannella is on a mission to help Americans live the American dream of retiring comfortably and securely. He helps his clients avoid the Required Minimum Distribution (RMD), which can lead to heavy erosion and taxation of your financial accounts during your retirement years. As a retirement financial specialist, Phil Cannella knows that you can bypass the RMD and turn your nest egg into tax-free vehicles that remain tax-free even after you begin to take income from them. Phil Cannella has Read More +

Phillip Cannella Blog: Phil Cannella Explains the Process of Probate

Phil Cannella – Phillip Cannella Blog: Phil Cannella is certainly very knowledgeable in all areas of retirement planning. He has spent much time learning the laws and regulations relating to the planning of a seniors finances so that he can most optimally counsel and advise his clients. One of the areas of Phil Cannella’s expertise is in the area of probate. Phil Cannella tells us what probate is as when saying, “Probate is the legal process of assessing the assets one has accrued during their lifetime and Read More +